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Obtain Cost-Effective Auto Insurance in Rockford, Illinois

Oxford Auto Insurance specializes in offering high-quality, cheap auto insurance in Rockford that will keep you financially protected in the event of a vehicular accident. We do this by comparing the policies of 15 insurance providers and choosing the one with the rate that best suits your needs. With us, you can expect the most competitive prices, along with unparalleled customer service.

WHAT TYPE OF CAR INSURANCE IS REQUIRED IN ILLINOIS?

Minimum car insurance requirements vary by state. All drivers and vehicle owners need to maintain a basic level of liability insurance, which pays for any damage or injury that you may cause. This type of insurance doesn’t protect you or your vehicle, though.

In Illinois, the following are required in order to drive in the state:

  • $20,000 of property damage coverage
  • $25,000 of liability insurance for bodily injury per person
  • $25,000 per person and $50,000 total per accident in underinsured and uninsured motorist coverage
  • $50,000 of bodily insurance liability insurance per accident

These requirements are the minimum and may not be enough to keep you fully protected on the road.

WHY DO I NEED INSURANCE?

Cheap car insurance in Rockford is easily available to most drivers. With car insurance in Rockford, you not only fulfill a legal requirement but also protect yourself financially if you’re ever involved in an accident. The right car insurance policy – one with liability insurance, at a minimum – covers your expenses in the event of damage or injury that you’ve caused to other drivers, passengers, and property. Without car liability insurance, you will have to pay for the damage out of pocket.

However, basic liability insurance may not be enough. What you need is an extensive auto insurance policy that includes the following:

  • Collision Insurance – When you hit something, this insurance covers damage to your car.
  • Comprehensive Auto Insurance – This kind of insurance covers losses and damage to your vehicle from incidents that you can’t prevent, such as theft, fire, vandalism.
  • Medical Payments – This policy helps cover the costs related to any medical bills incurred by you or your passengers after an accident.

When you get a car insurance policy that includes all three of these, you will be protected fully.

BENEFITS YOU’LL RECEIVE FROM OXFORD AUTO INSURANCE

At Oxford Auto Insurance, you not only get affordable auto insurance, but also a wealth of features and services, such as:

Increased Liability Limits
You can easily extend your liability limits at a cost-effective rate.
Low Down Payments
Make a down payment at a low price and start driving immediately!
Low Monthly Payments
Pay as little as $23 a month for the state-mandated liability insurance. With us, you can choose a payment plan that suits your budget.
Online Insurance
For your convenience, you can now buy your insurance through our website! Many of the insurance companies that Oxford Auto Insurance works with offer instant proof of insurance, which allows you to buy your insurance anytime, anywhere.
Six-Month and 12-Month Policies
These policies have low insurance rates and are always available.
Tow Truck Insurance
This will help you get your car into a garage should an accident happen.

With Oxford Auto Insurance, you can get the car insurance that you need, at rates that you can afford. As one of the leading insurance agencies in Illinois, we have been providing cheap car insurance for more than 65 years. We have a 90% customer satisfaction rating because of our stellar customer service.

Those looking for car insurance should search no further than Oxford Auto Insurance. If you’re ready to get the car insurance that you need, visit one of our more than 40 local offices in Illinois. We have offices in Chicago, Cicero, Aurora, Harvey, and other locations across the state.

GET A FREE ONLINE QUOTE TODAY

At Oxford Auto Insurance, getting a cheap car insurance quote in Rockford just takes a few minutes. You can discover right away just how easy and affordable it is to obtain the car insurance that you need. Allow us to help you protect yourself; get in touch with our team today! Simply give us a call or visit one of our locations in Illinois. We would love to hear from you!