Consequences Of Driving Without Auto Insurance

August 30, 2017

Is it possible to drive a car in Illinois without auto insurance? It is possible, but also against the law, so just because something is possible doesn’t make it a good idea. Maybe you’re confident you’ll never be in an accident. Maybe you’d rather spend your money on something else. No matter what you think, however, driving without auto insurance in Illinois is a bad idea. Driving without insurance not only leaves you on the hook in the event of an accident or theft, but it puts you at risk of many other consequences, none of them good. The good news? Just carrying cheap insurance can protect you from many of these consequences, so even if you have the reflexes of a NASCAR driver or a spotless driving record, there’s no reason not to drive insured.

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How To Know If You’re A High-Risk Driver

August 30, 2017

Auto insurance is a requirement to operate a motor vehicle. However, insurance companies base auto insurance rates partially on your risk as a driver. Because high-risk drivers are more likely to file an insurance claim, they usually pay more for Illinois auto insurance or could be dropped from coverage altogether. Determine if you’re a high-risk driver and understand your auto insurance options when you know the factors that insurance companies use to assign risk.

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