Los Angeles is the 66th most populous city proper in the world, with a little over four million residents. Accidents are bound to happen in a city where the automobile is the primary means of transportation.
Auto insurance in Harvey LA is one way to protect yourself. While there’s no way to eliminate car crashes, you can mitigate its the impact by knowing what to do should it occur.
It may take a while for you to recover from the shock, but it’s important to get your bearings and try to stay in control. Once you’re able to, assess the situation.
If you can move, get out of your car. If there’s a risk of injury or if moving can put you at risk for worse injury, maintain your position. If it’s safer to move out of traffic, do so and don’t leave the scene of the incident.
If you’re riding with other people, check if they are OK or if they sustained injuries. If you’re able to, call 911 or the California Highway Patrol (CHP). Alternatively, pedestrians and other motorists may call for help.
As soon as the authorities arrive, follow their instructions.
The next step is to call the insurance company. Exchange car insurance information with the other party. Your insurance company and the other driver’s insurance company will need both your information to figure out who pays for the damages.
Follow the instructions that your agent gives you. If possible, request a tow through your insurance company. Take note of the name of the tow company and the location where they will take your vehicle.
When the authorities start gathering information, be courteous and polite at all times. Give the police your name and insurance information. Provide only the following:
If possible, take pictures to document the scene of the accident. You need photos of the following:
A car accident is an unfortunate event to be involved in, but it pays to gather as much information as possible. The right auto insurance will be of use in such a situation. Our agents in Harvey LA can help.
At Oxford Auto Insurance, we can help you find the best car insurance. Our agents will help you look for a policy with the kinds of coverage that meet your specific needs. We highly recommend an insurance policy that comes with collision and comprehensive coverage.
We will get you the most reasonably priced and extensive coverage. On top of this, we will provide you with flexible payment plans, low down and payments, increased liability limits, and tow truck insurance. Contact us today for a free quote.
Motorcyclists are more vulnerable on the road, according to the Insurance Information Institute (III). They don’t have the same protection that car drivers and passengers have, exposing them to greater chances of getting injured or worse, killed in a crash.
If you’re a motorcyclist, your vulnerability on the road is the biggest reason to get motorcycle insurance as required in Chicago IL.
Motorcycle owners make up only 3 percent of America’s total registered vehicles. In spite of this, the National Highway Traffic Safety Administration (NHTSA) says motorcycle accidents happen 27 times more frequently compared to fatalities in other vehicles. The NHTSA further explains that at least 80 percent of motorcycle crashes result in injury or death.
This is why the state requires motorcyclists to get the minimum liability insurance. It’s to make sure you’re capable of handling the expenses before hitting the road. The insurance policy includes the following:
Compliance with basic liability insurance is good. The downside is it may not give you enough financial protection; motorcycle accidents can devastate finances. The minimum liability insurance only covers the losses of the other party involved in the accident, which you may have caused.
So what kind of insurance should you have?
The right motorcycle insurance for you not only covers the basic liabilities but also takes care of your property and any injuries you sustain in such accidents. Here’s what a good insurance plan includes:
For low-cost motorcycle insurance, you can come to us. We have the right insurance plans for you and your motorcycle.
Hit the road with confidence and protection for your motorcycle with our motorcycle insurance plans. We will find the most competitive rates among several types of motorcycle insurance plans and compare the policies of many insurers.
Many factors affect how the cost of motorcycle insurance varies. In general, it tends to be costly since riding motorbikes is statistically riskier than when riding cars.
But work with us, and we will find a policy with extensive coverage at an affordable rate. Our team will help you find the right financial protection you will need.
Find out how much motorcycle insurance in Chicago costs. Talk to us and get a free quote today.