Los Angeles is the 66th most populous city proper in the world, with a little over four million residents. Accidents are bound to happen in a city where the automobile is the primary means of transportation.
Auto insurance in Harvey LA is one way to protect yourself. While there’s no way to eliminate car crashes, you can mitigate its the impact by knowing what to do should it occur.
Assess the Situation
It may take a while for you to recover from the shock, but it’s important to get your bearings and try to stay in control. Once you’re able to, assess the situation.
If you can move, get out of your car. If there’s a risk of injury or if moving can put you at risk for worse injury, maintain your position. If it’s safer to move out of traffic, do so and don’t leave the scene of the incident.
If you’re riding with other people, check if they are OK or if they sustained injuries. If you’re able to, call 911 or the California Highway Patrol (CHP). Alternatively, pedestrians and other motorists may call for help.
As soon as the authorities arrive, follow their instructions.
Stay Calm and Call the Insurance Company
The next step is to call the insurance company. Exchange car insurance information with the other party. Your insurance company and the other driver’s insurance company will need both your information to figure out who pays for the damages.
Follow the instructions that your agent gives you. If possible, request a tow through your insurance company. Take note of the name of the tow company and the location where they will take your vehicle.
Be Alert Before and After Documenting the Accident
When the authorities start gathering information, be courteous and polite at all times. Give the police your name and insurance information. Provide only the following:
- Your name
- Your insurance company’s name
- Your agent’s name and contact details
- Your policy number
- Your vehicle’s manufacturer, model, year, color, and VIN
If possible, take pictures to document the scene of the accident. You need photos of the following:
- License plates of vehicles involved
- Damage to your vehicle
- Damage to other vehicle/s
- Damage to property
- Objects at the scene, such as skid marks, accident debris, fallen branches, and others
- Street signs or landmarks that show the location of the accident
- Contributing factors to the accident, including obscured traffic signs
A car accident is an unfortunate event to be involved in, but it pays to gather as much information as possible. The right auto insurance will be of use in such a situation. Our agents in Harvey LA can help.
The Insurance with the Right Coverage
At Oxford Auto Insurance, we can help you find the best car insurance. Our agents will help you look for a policy with the kinds of coverage that meet your specific needs. We highly recommend an insurance policy that comes with collision and comprehensive coverage.
We will get you the most reasonably priced and extensive coverage. On top of this, we will provide you with flexible payment plans, low down and payments, increased liability limits, and tow truck insurance. Contact us today for a free quote.