Motorcycle laws are different in each state. But their existence follows the same goal: to keep you, the other motorists, and pedestrians safe on the road. In Chicago, Illinois, motorcycle insurance acquisition and helmet safety regulations aren’t the only requirements you need to follow.
Here’s what you should know.
The Right Age for License Holders
You need a license to drive a motorcycle in Illinois. It doesn’t matter what type of motorcycle you plan on riding.
The state issues two kinds of licenses. The first one is a Class M license, which is for bikes with engines larger than 150cc. The other one is a Class L license, which is for any motorcycle with an engine smaller than 150cc.
Individuals aged at least 18 years of age can apply for a Class M or L instruction permit. The permit will let you operate a motorcycle with some restrictions.
The Required Equipment
The state of Illinois requires motorcycles to have at least one side-view mirror (left or right). Also, it’s necessary to have brakes on both wheels. Apart from these, a motorcycle should also have:
- License plate light
- Handgrips below shoulder height
- Horn (audible at 200 feet)
All these serve to ensure a safe ride on the roads of Illinois. For example, a muffler is necessary to make sure that other vehicle drivers hear your motorcycle on the road. It makes your motorcycle “more visible” on the highway.
The Requirements for Passengers
When carrying a passenger, you have to follow the same requirements for the seat, design, and footrest. And it’s necessary that you and your passenger put on eye protection (glasses or goggles). But this isn’t required if your motorcycle comes with a transparent windshield.
There is no required age for motorcycle passengers in the state. But the motorcycle’s design has to be for two people, which includes a proper seat and footrests for the passenger. And drivers should always make their passenger ride on the back of the driver, with one leg on either side.
The Necessary Gear
Illinois is still one of three states in the US that doesn’t enforce helmet-use among motorcyclists. It’s still an ongoing debate in the state, but using a helmet is highly encouraged because it can protect you from debilitating injuries. It’s also best for motorcycle riders to wear high-visibility clothing, especially when driving on busy highways.
Following all the basic state laws for motorcycles can help reduce the risk of causing or contributing to a fender-bender. It’s best to adhere to them at all times, and at all costs.
But accidents will happen, which is why the state also requires that you have adequate insurance.
The Need for Insurance
Your insurance policy needs to meet the minimum coverage requirements for bodily injury and property damage. For this particular regulation, Oxford Auto Insurance can help.
With motorcycle insurance, you can confidently drive on the road knowing you have the protection you need. Choose from our competitive rates on different types of motorcycles. We offer:
- Full coverage
- Medical payments
- Roadside assistance plans
Call us today for your motorcycle insurance needs.