Tag Archives: Motorcycle Insurance

Safety First: Motorcyclists Need Caution and Insurance

December 4, 2018

Motorcycle riding has gained popularity over the years. The problem, however, is it’s seen as a threat to the safety on the road rather than an adventurous venture. That is why, as a motorcycle rider, you have to ride with caution and get the right motorcycle insurance you can find in Chicago.

Ride a Motorcycle Safely

Riding is generally safe. But accidents and fatal crashes can happen. Although the number of fatalities have gone down to 5.6 percent, motorcyclists are still 28 times more likely to wind up in an accident. Most of these crashes are a result of not taking all the proper safety precautions. In most cases, being careful about how you ride and how you respond to other motorists on the road could keep you out of harm’s way. Safety on the road can also start before you even ride.

Here’s what you can do as a responsible motorcycle rider:

These are the responsibility of every motorcycle rider and it’s not just a requirement in Illinois. Protecting yourself means protecting other drivers and pedestrians on the road.

Avoid the Dangers of Motorcycle Riding

The Insurance Information Institute (III) reports that motorcyclists are more vulnerable on the road. Most motorcycle riders tend to go slower than larger cars, but the external environment leaves them more vulnerable on public roadways.

The National Highway Traffic Safety Administration (NHTSA) shares that at least 80 percent of motorcycle crashes result in injury or death.

Motorcyclists need to make sure that they pay close attention to their maneuvering skills at all times. This could be mentally and physically taxing.

On another note, the anti-lock brake intends to keep motorcyclists safe as they ride. The good news is they work because 7 percent of motorcycle riders with anti-lock brakes are less likely to end up in a fatal crash compared to those without them.

Cautious riding is necessary; riding with the right protection from comprehensive insurance is even better. At Oxford Auto Insurance, you can have the maximum coverage you need.

Get an Extensive but Affordable Coverage

Hit the road without worrying too much with our motorcycle insurance plans. Work with us and we will look for the most competitive rates among a variety of motorcycle insurance plans.

We have a team who will help you find the financial protection you need. Worry less and pay less for the right motorcycle coverage. Talk to us and receive a free quote today.



Worry Less on the Road with an Affordable Motorcycle Insurance

August 1, 2018

Motorcyclists are more vulnerable on the road, according to the Insurance Information Institute (III). They don’t have the same protection that car drivers and passengers have, exposing them to greater chances of getting injured or worse, killed in a crash.

If you’re a motorcyclist, your vulnerability on the road is the biggest reason to get motorcycle insurance as required in Chicago IL.

The Prevalence of Motorcycle Crashes

Motorcycle owners make up only 3 percent of America’s total registered vehicles. In spite of this, the National Highway Traffic Safety Administration (NHTSA) says motorcycle accidents happen 27 times more frequently compared to fatalities in other vehicles. The NHTSA further explains that at least 80 percent of motorcycle crashes result in injury or death.

This is why the state requires motorcyclists to get the minimum liability insurance. It’s to make sure you’re capable of handling the expenses before hitting the road. The insurance policy includes the following:

Compliance with basic liability insurance is good. The downside is it may not give you enough financial protection; motorcycle accidents can devastate finances. The minimum liability insurance only covers the losses of the other party involved in the accident, which you may have caused.

So what kind of insurance should you have?

The Right Insurance for You

The right motorcycle insurance for you not only covers the basic liabilities but also takes care of your property and any injuries you sustain in such accidents. Here’s what a good insurance plan includes:

For low-cost motorcycle insurance, you can come to us. We have the right insurance plans for you and your motorcycle.

Spend Less for Better Protection

Hit the road with confidence and protection for your motorcycle with our motorcycle insurance plans. We will find the most competitive rates among several types of motorcycle insurance plans and compare the policies of many insurers.

Many factors affect how the cost of motorcycle insurance varies. In general, it tends to be costly since riding motorbikes is statistically riskier than when riding cars.

But work with us, and we will find a policy with extensive coverage at an affordable rate. Our team will help you find the right financial protection you will need.

Find out how much motorcycle insurance in Chicago costs. Talk to us and get a free quote today.



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