Motorcyclists are more vulnerable on the road, according to the Insurance Information Institute (III). They don’t have the same protection that car drivers and passengers have, exposing them to greater chances of getting injured or worse, killed in a crash.
If you’re a motorcyclist, your vulnerability on the road is the biggest reason to get motorcycle insurance as required in Chicago IL.
Motorcycle owners make up only 3 percent of America’s total registered vehicles. In spite of this, the National Highway Traffic Safety Administration (NHTSA) says motorcycle accidents happen 27 times more frequently compared to fatalities in other vehicles. The NHTSA further explains that at least 80 percent of motorcycle crashes result in injury or death.
This is why the state requires motorcyclists to get the minimum liability insurance. It’s to make sure you’re capable of handling the expenses before hitting the road. The insurance policy includes the following:
Compliance with basic liability insurance is good. The downside is it may not give you enough financial protection; motorcycle accidents can devastate finances. The minimum liability insurance only covers the losses of the other party involved in the accident, which you may have caused.
So what kind of insurance should you have?
The right motorcycle insurance for you not only covers the basic liabilities but also takes care of your property and any injuries you sustain in such accidents. Here’s what a good insurance plan includes:
For low-cost motorcycle insurance, you can come to us. We have the right insurance plans for you and your motorcycle.
Hit the road with confidence and protection for your motorcycle with our motorcycle insurance plans. We will find the most competitive rates among several types of motorcycle insurance plans and compare the policies of many insurers.
Many factors affect how the cost of motorcycle insurance varies. In general, it tends to be costly since riding motorbikes is statistically riskier than when riding cars.
But work with us, and we will find a policy with extensive coverage at an affordable rate. Our team will help you find the right financial protection you will need.
Find out how much motorcycle insurance in Chicago costs. Talk to us and get a free quote today.